1. Introduction

These Terms and Conditions (“Terms”) govern your use of the SMS and Email Opt-in form (the “Form”) on tnrmconsulting.com (the “Website”). By checking the box next to the Form and submitting your information, you agree to be bound by these Terms.

2. SMS and Email Opt-in

By submitting the Form, you are subscribing to receive marketing communications and updates from tnrmconsulting.com via SMS and email. You understand and agree that:

• Message and data rates may apply, as charged by your wireless carrier.

• You may receive up to [Number] messages per month (frequency can be adjusted).

• You can unsubscribe from SMS messages at any time by replying “STOP” to any message you receive from us.

• You can unsubscribe from email messages at any time by clicking the unsubscribe link at the bottom of any email you receive from us.

3. Privacy Policy

Our Privacy Policy, available at [link to your Privacy Policy], explains how we collect, use, and share your personal information. Please review our Privacy Policy carefully before submitting the Form.

4. Disclaimer

The information provided on the Website is for informational purposes only and does not constitute professional advice. You should not rely on any information on the Website as a substitute for professional advice from a qualified professional.

5. Warranties and Limitations of Liability

WE MAKE NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS AVAILABLE ON THE WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK.

6. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [State/Country], without regard to its conflict of laws provisions. Any dispute arising out of or relating to these Terms shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be held in [City, State], and the decision of the arbitrator shall be final and binding on the parties.

7. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

8. Entire Agreement

These Terms constitute the entire agreement between you and us with respect to the subject matter hereof and supersede all prior or contemporaneous communications, representations, or agreements, whether oral or written.

9. Modification

We reserve the right to modify these Terms at any time by posting the amended Terms on the Website. Your continued use of the Website following the posting of amended Terms constitutes your acceptance of the amended Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at tnrmconsulting.com